Overview

 

Total Living Coverage (TLC) is a fresh approach to retirement planning.  Linking universal life insurance and long term care insurance into one product, TLC provides a pool of benefit dollars for covered long term care expenses, a death benefit for beneficiaries, or both.

 

Becuase TLC is universal life insurance, TLC's policy values grow income tax-deferred at current interest rates.  Like long term care insurance, TLC can provide a monthly long term care benefit.  

 

And even if the entire death benefit amoung is used for covered long term care expenses, a Residual Death Benefit is available.

 

 

Marketing materials created by Genworth to help make it easier for your to present Total Living Coverage to your clients.

 

TLC Brochure

 

Quick Reference Guide

 

Are Your Clients Looking for Certainty, Protection & Control (Advisor Only)

 

Underwriting Guide

 

Product at a Glance (Advisor Only)

 

Reallocating for Leverage (Advisor Only)

 

Sales and Features (Advisor Only)

 

State Specific Differences (Advisor Only)

 

TLC Toolbox

 

Long Term Care vs. Chronic Illness