Overview

 

Guaranteed and Simplified Issue Underwriting is generally available to employer groups of a specified size.  Typically the plan of insurance and maximum amount of insurance will be limited and varies from carrier to carrier.  In addition, there are participation requirements which vary depending upon the number of eligible employees.  Click on the carrier name to view their guidelines:

 

 

Guaranteed Issue

 

American General

 

AXA Equitable

 

ING/Voya

 

John Hancock

 

Lincoln Financial

 

MetLife

 

Minnesota Life

 

 

Simplified Issue

 

American General

 

ING/Voya

 

John Hancock

 

Lincoln Financial

 

MetLife

 

Pacific Life

 

Principal