Overview

 

When you add the long-term care rider to your policy, any payout is an acceleration of your life insurance death benefit.

 

• You select the long-term care specified amount when you buy your policy.

 
• The long-term care benefits are paid income tax free after qualifying requirements are met.

 

• If you never need long-term care, your beneficiaries will receive an income tax-free death benefit as long as your policy remains in force.

 

• If you do need long-term care, your beneficiaries will still receive the greater of any unused long-term care benefits or 10% of the based policy’s specified amount (less any policy indebtedness) thanks to the guaranteed minimum death benefit.

 

Introduce the concept to your clients with this video

 

Marketing materials created by Nationwide to help make it easier for your to present the Long Term Care Rider to your clients.

 

 

Long Term Care Basics

 

Producer Guide

 

Consumer Brochure

 

Overview Powerpoint

 

Tutorial Videos

 

Understanding & Planning for LTC

 

Long Term Care Rider

 

Long Term Care Rider Marketing Materials

 

The Differences Between LTC & Chronic Illness

 

Additional LTC and elder care resources